Through Medicare, the Government pays health care providers directly for services that fall under Parts A and B of Medicare benefits. However, if you are looking for more coverage than Original Medicare, you can purchase one of our Medicare Advantage Plans to receive all your Part A and Part B benefits.
Our Medicare Plans for You
It offers coverage for services and supplies that are considered to be medically necessary, such as doctor visits, lab tests, and wheelchairs.
Medicare Advantage Plan
Combining Part A and Part B as a replacement to Medicare for more comprehensive health care coverage, this plan can be customized with additional coverage, such as a prescription drug program (Part D), vision, and dental.
Medicare Supplemental Plan (Medigap)
For all the coverage gaps and deductibles that are left behind by Part A and Part B, a Medigap would supplement it for you.
Medicare is divided into four categories. This allows you to customize your personal coverage when shopping for a comprehensive policy.
- Part A (hospital insurance): Covers hospital care, emergency services, nursing home care, home health services, and hospice.
- Part B (medical insurance): Covers medically necessary services and supplies used for diagnosing and treating medical conditions, and preventative services for illness prevention and/or early detection. Examples include ambulance services, mental health care, outpatient procedures, and clinical research.
- Part C: Combines Parts A and B and often part D as well.
- Part D: Offers prescription drug coverage.
Why Do You Need Medicare?
Seniors are in the most need of health care. But once retired, monthly premiums can become hard to maintain. Enrolling in the Medicare program allows you to get the care you need for a minimal charge.
Contact us today to learn more about coverage options. We are happy to work with you to determine which Medicare options work best for you.
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