Business And Commercial Insurance In St. Louis County

As the leading business insurance broker in St. Louis County, Associated Insurance Brokers is here to provide the best types of insurance to protect your business and your commercial investments. We realize that not every business is the same, and this is why our insurance coverage firm makes tailored recommendations to ensure your business is protected.

In our role as a commercial insurance broker in St. Louis County, we offer a range of different policies and coverage levels. This can range from a comprehensive business insurance policy to provide the most complete protection to specific types of coverage for consultants, advisors, or service companies and professionals.

How Associated Insurance Brokers Help Your Business

Associated Insurance Brokers

General Liability Insurance

Your everyday business operations could be met with unfortunate events like bodily injury, property damage, and advertising injury. Our general liability insurance handles lawsuits concerning such mishaps.

Business & Commercial Insurance

Professional Liability Insurance

Protect yourself from potential negligence claims by a client and the damage incurred in the resulting lawsuit. Our professional liability insurance covers you from bearing the full cost of defending yourself against a lawsuit.

Commercial Insurance Broker

Workers Compensation

Show your employees that you care with our workers’ compensation. With this policy, they will be financially protected and will receive other benefits in the event of an injury sustained at work.

Types of Commercial Insurance

Most of our customers ask our team about the most common types of commercial insurance during our initial conversation. We typically recommend general liability and professional liability to all of our clients. Understanding how each of these policies provides protection is helpful in recognizing their relevance in your business.

General liability insurance is designed to protect your business if there is any damage to people on your property or through advertising. It also provides coverage if your business causes property damage.

Professional liability insurance is sometimes called errors and omissions insurance. It provides protection should a client or customer claim your business provided information that was inaccurate, misleading, or misrepresented something that results in their harm. Having insurance helps to offset the cost of defending your business in this type of lawsuit.

Associated Insurance Brokers can advise you if workers’ compensation insurance is required for your business. This protects your worker and your business in the event of an injury by a covered employee.

Why Do I Need Commercial Insurance and is Commercial Insurance Mandatory?

In general, commercial insurance is not mandatory. However, commercial vehicle insurance for your business is mandatory. Failing to have commercial insurance means that in the event of a lawsuit, you will need to pay for the legal services to defend your business in court. Having insurance provides coverage in the event of these claims, often saving businesses tens of thousands of dollars in legal fees.

Associated Insurance Brokers

Protect Your Business

You can also purchase Hired and Non-Owned Insurance to cover vehicles borrowed or rented by the business.
Protect your hard work with the policy it deserves. Call Associated Insurance Brokers at (636) 391-3500 or fill out an online quote form to get started today.

How Much Business Insurance Do I Need?
Insurance needs vary between businesses and industries. Speak with an insurance agent about insuring your business with the right coverage at the right limits.

How Does Business Insurance Work?
When a business owner purchases an insurance policy, they pay monthly premiums in return for coverage. As long as the policy is active, you can file a claim to receive compensation for damages and other losses.

Common Business Insurance Questions

How Much Does Business Insurance Cost?
The cost of business insurance depends on the type of insurance, coverage limits, deductibles, location, industry, and other factors. Contact us to find out how you can save on business insurance.

Common Business Insurance Questions

How Much Business Insurance Do I Need?
Insurance needs vary between businesses and industries. Speak with an insurance agent about insuring your business with the right coverage at the right limits.

How Much Does Business Insurance Cost?
The cost of business insurance depends on the type of insurance, coverage limits, deductibles, location, industry, and other factors. Contact us to find out how you can save on business insurance.

How Does Business Insurance Work?
When a business owner purchases an insurance policy, they pay monthly premiums in return for coverage. As long as the policy is active, you can file a claim to receive compensation for damages and other losses.

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